What is a Flood Zone? Am I in one?

Flood zones are geographic areas defined by the Federal Emergency Management Agency (FEMA) according to varying levels of flood risk.

These zones are depicted on a community's Flood Hazard Boundary Map or a Flood Insurance Rate Map (FIRM). Each zone reflects the severity or type of flooding in the area.

Land areas that are at high risk for flooding are called Special Flood Hazard Areas (SFHAs). A home located within an SFHA has a 26% chance of suffering flood damage during the term of a 30-year mortgage and only a 4% chance of suffering a fire over that same time.

To find out if your home is in a flood zone visit the FloodSmart website.

Show All Answers

1. Help! I have beavers! What do I do?
2. What is the Wetlands Protection Act?
3. What should I do if I see someone breaking environmental laws?
4. What can I do to help maintain the health of wetland areas?
5. I have an underground oil tank. How do I prevent leaks and/or deal with spills?
6. What is a Stormwater Management Policy?
7. What is a Flood Zone? Am I in one?
8. What is a Floodplain? Am I in one?
9. What about emergency tree removal?
10. Do I need a permit to cut trees and brush?
11. How do I get a wetland delineation?
12. I’m thinking about buying property. How will I know if there will be wetland issues?
13. How do I know if I have wetlands or other resources?
14. What is a vernal pool?
15. Do I need a permit?
16. What is a Buffer Zone?
17. Why do we protect wetlands?
18. What are the common wetland resource areas found in Upton?
19. What exactly is a wetland?